I agree! Personally, I think the $99 fee for a Bam file is punitive and really should be lowered. I actually think it should never have been imposed but who cares what I think. On the bright side, the Y700 VCF file is pretty robust and from what I’ve heard is far better that the old Y500 VCF file. Which is why I say, it may pay for some to consider uploading the Y700 VCF file to YFull - which you can still get for free from FTDNA - and see how your results turnout. Some of my surname matches have done that and there’s no noticeable difference. Plus, if you ever change your mind and decide to pay the Bam file fee, YFull will still do the analysis for no extra charge.